HEALTH CARE

DRDA will help you find quality, affordable health care solutions for your business.

Group Health Insurance Plans

A group health insurance policy makes sense now more than ever. Group health insurance can help make healthcare affordable for employees and their families while you can enjoy tax savings and additional benefits such as attracting quality talent and retaining your best employees.

Employer Advantages of Group Health Insurance Plans

Simplified Administration Through Payroll Integration

Gain efficiency and minimize data entry errors by integrating your group health plan with Paychex payroll through Paychex Flex®, our all-in-one benefits, payroll, and HR software solution. Choosing an integrated solution that eliminates redundant data entry reduces administrative costs, as well as time spent transferring data between different benefits and payroll systems.

Easy Group Insurance Plan Enrollment and Employee Self-Service

Onboarding with us is easy. We help enroll your employees, communicate with insurance carriers, initiate payroll deductions, and simplify group health plan management through our Flock Benefits Administration benefits platform within Paychex Flex. Employees can also quickly check their benefits information in real time via our secure mobile app.

Simplify Benefits Communication, Enrollment, and Administration

Employers want to ensure that employees are educated on their benefit options and can make informed decisions. As important as it is to select an advantageous and cost-effective benefits package, it’s just as important to communicate those benefits to your employees effectively. Our Flock platform has in-app tutorials, pop-up suggestions, and other communication tools to enhance your benefits communication plan.

Licensed Agents Can Help You Select a Group Health Plan

Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Point-of-Service (POS), or High Deductible Health Plan (HDHP) — which is best for your business? Our licensed agents will explain the different group health plans and show you a comparison to help you decide. We also have dedicated insurance specialists who’ll coordinate with your carrier and provide support.

Help With ACA Requirements

Our group health insurance solutions can help you meet the often complex reporting requirements of the ACA, from helping to assess coverage adequacy to forms submission to updates on rule changes.

Benefits Made Simple

Choosing and managing employee benefits can be difficult and time-consuming. Paychex Insurance Agency simplifies that process for you and your employees with an intuitive, mobile-friendly experience. Your employees can make changes, view coverage, and enroll in minutes. You can access a benefits dashboard to easily track your enrollments, customize reports, and communicate with employees all through Flock Benefits Administration within Paychex Flex®.

Individual Health Insurance

If you’re not part of a group health policy or are about to lose your coverage, our licensed agents can help you choose an individual health policy that includes your dependents.

Benefits Accounts

Control benefits cost and save on taxes by offering employees a health saving account (HSA) flexib le spending account (FSA), or a health reimbursement arrangement (HRA).

Section 125 Plans

Also known as "cafeteria plans," partyicipants can receive a certain benefits on a pretex basis. We can combine a premium-only-plan (POP) or fSA with your group health insurance

Dental and Vision

Studies have shown that personalized benefits such as dental and vision insurance can increase employee satisfaction. Which voluntary health benefits best fit your business? We can help you decide and make them easier to manage through payroll integration.

ACA and ESR Services

Get help meeting Affordable CAre Act (ACA) requirements, such as Employer Shared Responsibility (ESR) reporting. Contact us for ESR analysis and monitoring services to help determine your Applicable Large Employer (ALE) status, coverage adequacy, and coverage affordability.

COBRA Administration

Federal or state regulations may require you to offer continuation of group health insurance coverage to certain employees and their qualified beneficiaries. We can help make it easy to manage and maintain, from sending notices to collecting premium payments.

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