Retirement Plan Solutions
PLANNING FOR RETIREMENT ISN’T JUST ABOUT THE FUTURE IT’S ABOUT BUILDING STABILITY, SECURITY, AND OPPORTUNITY TODAY.
Why Retirement Planning Matters
A well-structured retirement plan is more than a benefit—it’s a strategic asset. It helps you:
Attract and retain top talent
Maximize tax advantages
Support employee financial wellness
Build long-term organizational value
But without the right partner, managing a retirement plan can be daunting. Mistakes can be costly, and compliance is non-negotiable. That’s where DRDA steps in.
Our Approach
Personalized, Professional, Proactive
No two businesses are alike, and neither are their retirement needs. That’s why our solutions are never one-size-fits-all. We work closely with each client to:
We don’t just set it and forget it—we stay involved to help your plan evolve with your business.
Plan Design & Strategy
- We offer a full range of retirement plan structures, including:
- Traditional 401(k)
- Safe Harbor 401(k)
- Profit Sharing
- Cash Balance Plans
- Defined Benefit Plans
- Each plan is carefully designed to:
- Maximize tax savings for both the employer and employees
- Create long-term wealth-building opportunities
- Strengthen employee engagement and retention
Our credentialed consultants provide strategic guidance to ensure your plan not only complies with current regulations but also performs in a way that supports your business goals.
Plan Administration Services
Our end-to-end administration services make it easy to stay on top of your plan. We handle:
Plan documentation and amendments
Participant notices and required disclosures
Distribution and loan processing
Annual nondiscrimination and compliance testing
Government reporting and filings
Contribution calculations and monitoring
Actuarial services for defined benefit and cash balance plans
We help eliminate errors, reduce internal admin burden, and ensure you’re always prepared for audits or inquiries.
Recordkeeping That Works for You
We process and allocate contributions accurately and on time—including payroll deferrals, employer contributions, and loan repayments. Participants can access their accounts through an online portal, view balances, request changes, and receive quarterly statements by mail or digitally.
Our platform gives you access to a broad investment menu through respected providers like:
- Vanguard
- Fidelity
- BlackRock
- American Funds
- OppenheimerFunds
All fees are fully disclosed—no hidden costs or vague line items. You and your employees will always know exactly what you’re paying for.
Seamless Advisor and Payroll Integration
We coordinate with your existing retirement plan advisor, using platforms like:
And whether you’re using DRDA Payroll or another provider, we offer seamless payroll integration to streamline contribution processing and reduce manual errors.
Even better? Any concessions or rebates generated from investment provider partnerships are returned directly to the plan participants, not held by intermediaries.
Fiduciary Support and Risk Management
Managing a retirement plan carries fiduciary responsibilities—and risk. DRDA helps you minimize exposure by ensuring all aspects of your plan are:
- Documented and transparent
- Aligned with ERISA and IRS regulations
- Auditable and timely
We help you stay compliant while supporting your role as a responsible plan sponsor.
Support the for Your Team
We offer resources and tools for employees to:
Access their plan anytime, from any device
Understand their investment options
Track their savings progress
Request changes or distributions easily
We also provide on-demand education sessions and enrollment assistance to make sure your team understands and maximizes their benefits.
Why DRDA?
When you work with DRDA, you get a team of experts who:
- Have decades of experience in retirement plan consulting and administration
- Provide personalized service with direct support—not call centers
- Use modern systems that integrate easily into your business
We’re not just your vendor—we’re your retirement plan partner.
Ready to Build a Smarter Plan?
Whether you’re exploring your options or ready for a change, we’re here to help. Let us evaluate your current plan, identify areas for improvement, and create a strategy that meets your needs today and tomorrow.
Who We Are 
Services 
Tax Services 
Client Accounting Services 
Business Advisory 
Audit & Attestation 
Retirement Solutions 
Resources 